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- No Interest Loan Scheme NILS assistance
No Interest Loan Scheme NILS assistance
The No Interest Loan Scheme (NILS) helps people with low incomes. It allows them to buy or replace essential household items.
You may be able to borrow up to $2,000 for essential goods and services.
This may include:
• fridges 
• washing machines 
• medical procedures 
• other essential items.
You pay the loan back over 12 to 18 months.
There is no interest.
When the money is paid back, it is used again to help other people in the community.
There are community agencies in NSW that run NILS.
You can find one near you on the NILS website or by calling 13 64 57.
